Guides

In short: salt air attacks the aluminum fins and joints of the outdoor air conditioning coil. Manufacturers such as Lennox, Carrier, Trane and Daikin describe it as corrosion and offer specific protections. In the districts of Panama and San Miguelito, annual average relative humidity is 75.7%, according to official data. No source sets a risk distance for Panama: in its condensing unit installation guide, Trane asks for a coastal kit at one mile or less from the sea, and Carrier warns that salt can travel up to two miles inland. Contents of this guide What salt does to the equipment…

In short: Grupo Los Pueblos (GLP) presents five high-profile residential projects in Panama City on its website: Oceana, The Reserve, Ocean House and Bosco di Santa María, all inside Santa María Golf & Country Club, plus Ocean Reef Islands, on the bay. There is no official definition of a "luxury apartment," so this guide compares what each official page states in writing (area, unit type, views, amenities and security) and offers criteria for deciding. It includes no prices and ranks nothing: availability for each project must be confirmed with GLP. In this guide Five GLP projects in Panama City A…

In short: Armonía Cinta Costera is a new-apartment project by Grupo Los Pueblos (GLP) in Panama City. According to the official GLP website, it is a short walk from Avenida Balboa and the Cinta Costera, near the Casco Antiguo, with 1, 2 and 3 bedroom apartments, apart-hotel units and an integrated commercial area. The original article on Venta de apartamentos Panamá describes three models of 45, 55.98 and 66.62 m². Before buying off-plan or under construction, it is worth reviewing the contract, the horizontal property rules, the fees and the financing conditions. Contents of this guide Where Armonía is The…

In short: Oceana Residences & Skyhomes is a residential project by Grupo Los Pueblos (GLP) inside Santa María Golf & Country Club in Panama City. According to the official listing, it sits 10 minutes from the city and is organized into penthouses, flex luxury apartments and skyhomes. The project website details five collections: Pooldeck, Penthouses, Town Homes, Residences 180 Plus and Residences. This guide summarizes what the official pages confirm, what the Santa María neighborhood offers, and what is worth asking the developer before choosing. In this guide Where it is and what Santa María is The five Oceana collections…

In brief: Panamá Viejo Residences is an apartment project by Grupo Los Pueblos (GLP) that, according to the company's own page, sits a few minutes from Costa del Este with access to Vía Cincuentenario and the Corredor Sur. A bank that lists it places it in Parque Lefevre, on Vía Cincuentenario, at the Panamá Viejo roundabout. The official site highlights the 2-bedroom model; the 43 m² 1-bedroom units mentioned in the original article appear only on a third-party portal. This article sorts out what is confirmed, what changes by source and what is worth asking before deciding. In this guide…

In short: Punta Pacífica is a residential sector of land reclaimed from the sea in the San Francisco district of Panama City, with a hospital, a shopping mall and apartment towers. Buyers searching for apartments for sale there often also come across Ocean Reef Islands, the Grupo Los Pueblos (GLP) development that, according to its official website, sits on two artificial islands "facing Punta Pacífica" and has a private marina. The project includes villas, apartments and penthouses, and choosing among them depends on size, privacy and the status of each project. In this guide What Punta Pacífica is Services near…

In short: in Panama there are two ways to "have" land and only one is ownership. A title is a property registered in the Public Registry, with a real folio, that can be mortgaged, insured and sold with certainty. A possessory right is the recognised occupation of national land, proven with witnesses, surveys and years of use, and it only becomes ownership after an adjudication procedure before the National Land Administration Authority. Only 35% of the territory is cadastred, according to that agency's head in May 2026, and in July 2026 a police operation dismantled a network selling possessory land…

In short: preferential interest is a Panamanian state subsidy that lowers the mortgage rate during the first years for anyone buying a new home of up to 120,000 balboas to live in. The regime in force since January 1, 2026 (Law 468 and Law 481 of 2025) sets three price brackets: up to 50,000, from 50,000 to 80,000 and from 80,000 to 120,000 balboas, with maximum subsidised rates between 4% and 5.5% for seven or eight years, depending on the region. After that period the payment rises to the bank's normal rate. How it works The buyer signs the mortgage…

In short: horizontal property (PH) is the legal regime under which apartment buildings and gated communities in Panama operate. Each owner owns their unit and co-owns the common areas, and pays a monthly fee in proportion to the value of their unit. It is governed by Law 284 of 2022, which requires a contingency fund, allows virtual assemblies and gives MIVIOT the power to sanction. An owner in arrears can lose access to common areas and pay up to a 20% surcharge. What horizontal property is It is the legal form that allows one building or complex to have many…

In short: a foreigner can buy property in Panama with the same rights as a Panamanian, in their own name or through a company, without needing to reside in the country. The process runs through a promise of sale, a title search at the Public Registry, a deed before a notary and registration. The seller pays the 2% transfer tax and the 3% advance on income tax; the buyer bears the notary, registration and lawyer costs. Since Law 66 of 2017 the primary residence is exempt from property tax up to 120,000 dollars of cadastral value and is taxed at…

In short: for an investor from Puerto Rico, Panama has an advantage almost no other Latin American market offers: everything runs in US dollars from start to finish, with no currency exchange or devaluation risk, and under a territorial income tax that only taxes what is generated inside the country. Within that framework, the commercial projects of Grupo Los Pueblos (GLP), Santa María Business District, Panamá Viejo Business Center, Supreme Storage, Federal Mall in David, Albrook Mall and Westland Mall, have become a common diversification route for Puerto Rican capital. Radar Panamá sums up what each one offers and what…

In short: Oceana Residences & Sky Homes is a private community inside Santa María Golf & Country Club, about ten minutes from Panama City, with minimalist-design apartments, town homes and penthouses and views of the Pacific, the city or the 18-hole golf course designed by Jack Nicklaus. It adds a pool overlooking the sea, a gym, sauna, coworking space, wine deck and pet garden, inside a club with controlled access and more than 140 restaurants, schools, banks and hotels in the surroundings. Radar Panamá explains how the project is organised, which collections it offers and what kind of investor it…