In this guide
When Cyber Monday is in Panama
Cyber Monday is, by definition, the Monday after US Thanksgiving. According to the Wikipedia entry on Cyber Monday, the term was coined in 2005 by Ellen Davis of the National Retail Federation to promote online shopping, and in 2026 it falls on November 30. Thanksgiving is on Thursday, November 26, Black Friday on Friday, November 27, and Cyber Monday four days later, on Monday, November 30.
Panamanian retailers usually follow that date. In 2025, according to La Prensa, most stores switched on online-only discounts on Monday, December 1, within a sales period running from November 28 to December 8. For 2026, as checked on October 13, 2026, no announcement with official dates for a Panamanian Cyber Monday turned up; each store sets its dates on its site or social media.
How it differs from Black Friday
Radar’s piece on Black Friday in Panama already covers the Friday, November 27 date, the November 28 holiday and the Panamá Black Weekend. The table compares the three events.
| Aspect | Black Friday | Cyber Monday | Panamá Black Weekend |
|---|---|---|---|
| Date in 2026 | Friday, November 27 | Monday, November 30 | October 2 to 4 |
| Origin | US tradition | 2005 NRF term | Panamanian mall event |
| Channel | Depends on the store | Online shopping | Participating physical stores only |
| Discounts cited | Set by each store | In 2025, up to 50% online (La Prensa) | Up to 70%, per Tourism Panamá |
| Status on October 13 | Upcoming | Upcoming | Already held |
Which Panamanian stores announce it
As of October 13, 2026, two Panamanian stores had a page online carrying the event’s name. Rodelag keeps a collection titled “Cyber Monday Rodelag 2026”, which listed 293 products when checked. Tiendas ADOC has a Cyber Monday page with a 50% discount on ADOC-brand items. Neither page showed validity dates, so the period and conditions are confirmed with each store.
The list is partial. Panamanian law requires every offer to state its duration or minimum number of units, and Acodeco asked shoppers on October 1, 2026 to verify validity.
How to shop online safely
Acodeco sums up its advice this way: check before buying, compare while buying and report any irregularity. Security authorities, quoted by TVN Noticias on September 29, 2026, add internet warnings:
- Confirm the platform is legitimate. Authorities recommend checking before paying.
- Be wary of prices that look too low. DIJ Major Jahat Bliss called them an “alert”.
- Check the seller profile’s age and verification. Unverified or recently created profiles are among the signs of a scam.
- Never share passwords, security codes or banking details through links received in messages or social media.
- Compare prices and verify the discount. Acodeco asks shoppers to check that the advertised discount matches the price charged.
- Keep the ad, the invoice and the warranty. Per Acodeco, they support any later claim.
Shipments from abroad add freight and import charges, as the Black Friday piece explains.
Consumer rights in an online purchase
Under its article 2, Law 45 of 2007 applies to acts or practices that take effect in Panama, wherever they are completed. Several rules matter for an online store:
| What Law 45 says | Article |
|---|---|
| Any offer or advertising, through any medium, binds the supplier and becomes part of the sales contract | 38 |
| The supplier must state conditions and warranties, and issue an invoice with RUC, goods, price and delivery date | 36 |
| Offers must state their conditions and duration or units | 59 and 62 |
| A markdown shows the lowest price of the past three months | 64 |
| Faced with misleading advertising, the consumer may cancel the contract | 59 |
The law has no dedicated e-commerce chapter; these general rules are the ones invoked in an online complaint.
Returns and warranty: what applies and what does not
Returns for a change of mind are not regulated. In 2023 Acodeco explained, according to Metro Libre, that the only withdrawal right is the one in article 71, which gives three business days to revoke acceptance in door-to-door sales of goods, with return costs borne by the supplier. That article speaks of door-to-door sales and does not mention internet sales. Exchanges for color, size or price are voluntary on each store’s part.
What does exist is the warranty. Under article 42, a new good carries an implied warranty of normal operation; if it could not be used from the start and the item and packaging are in good condition, the supplier replaces it or refunds the amount paid. Article 57 bars forcing a store credit on a buyer who paid in cash.
The warranty is also the most frequent source of complaints. Acodeco reported on August 24, 2026 that from January to July, 770 of the 1,969 complaints received concerned warranty breaches. Its advice is to claim first from the supplier, keep proof and go to Acodeco if there is no answer. The National Consumer Protection Directorate decides complaints of up to B/.5,000 and can order replacement, repair or a refund.
Acodeco takes complaints online about warranty breaches, misleading advertising or missing information.
To plan year-end spending, the November holidays calendar, the thirteenth-month pay calculator and the cost of living by city help. This content is informational and does not replace advice from a lawyer.
Frequently asked questions
When is Cyber Monday in Panama in 2026?
Monday, November 30, 2026, the Monday after US Thanksgiving. Each Panamanian store sets its own dates.
Which Panamanian stores have Cyber Monday?
Rodelag and Tiendas ADOC had pages carrying the event’s name as of October 13, 2026, with no visible validity dates.
What is the difference between Black Friday and Cyber Monday?
Black Friday is the Friday after Thanksgiving and Cyber Monday is the following Monday, focused on online shopping.
Can an online purchase be returned after a change of mind?
There is no general right to return a purchase for a change of mind; the only withdrawal right is article 71, for door-to-door sales, and voluntary exchanges depend on each store.
What if a product bought online arrives defective?
Claim first from the supplier with the invoice and proof, and go to Acodeco if it does not respond. Law 45 provides repair, replacement or a refund depending on the case.
Related articles
- Black Friday in Panama: When It Is and How to Shop Smart
- Panama’s November holidays: 5 national days, which weekday they fall on, long weekends and what closes
- Thirteenth-month pay calculator
Sources
- Law 45 of 2007, text published by Acodeco.
- Acodeco, recommendations for the Panamá Black Weekend (October 1, 2026).
- Acodeco, complaints January to July 2026 (August 24, 2026).
- Metro Libre, Acodeco and the right of withdrawal (September 14, 2023).
- TVN Noticias, online shopping scams (September 29, 2026).
- La Prensa, Black Friday and Cyber Monday (December 1, 2025).
- Wikipedia, Cyber Monday and Tourism Panamá, Panamá Black Weekend.
- Rodelag, Cyber Monday and Tiendas ADOC, Cyber Monday, consulted on October 13, 2026.
Ask about this article
Type your question and we will show you the answer inside this article or in other Radar Panamá publications.
